Stillwater Rates and Fees

Effective October 2011

Policy Amount

Premium Cost
30,000 126
32,000 130
34,000 134
36,000 143
38,000 156
40,000 169
42,000 182
44,000 195
46,000 208
48,000 221
50,000 235
52,000 240
54,000 245
56,000 250
58,000 255
60,000 259
62,000 268
64,000 277
66,000 286
68,000 295
70,000 304
72,000 313
74,000 322
76,000 331
78,000 340
80,000 349
82,000 358
84,000 367
86,000 376
88,000 380
90,000 389
92,000 398
94,000 407
96,000 416
98,000 425
100,000 434
102,000 440
104,000 446
106,000 452
108,000 458
110,000 464
112,000 470
114,000 476

Simultaneous Issue of a 2nd Policy, add $100.00

Policy Amount

Premium Cost
116,000 482
118,000 488
120,000 494
122,000 500
124,000 506
126,000 512
128,000 518
130,000 525
132,000 530
134,000 536
136,000 542
138,000 548
140,000 554
142,000 560
144,000 566
146,000 572
148,000 578
150,000 584
152,000 588
154,000 592
156,000 596
158,000 600
160,000 604
162,000 608
164,000 612
166,000 616
168,000 620
170,000 624
172,000 628
174,000 632
176,000 636
178,000 640
180,000 644
182,000 648
184,000 652
186,000 656
188,000 660
190,000 664
192,000 668
194,000 672
196,000 676
198,000 680
200,000 684

**Policies In Excess Of
$200,000 - Add $2.00 Per Thousand**

Closing Fee - Non GFE $200.00
Closing Fee - Non GFE Commercial $350.00 & up
   
To Be Disclosed on all GFE's:  
   
Closing Fee - Buyer/Seller [GFE #4] $125.00/$125.00
Closing Fee - Refinance [GFE #4] $250.00
Closing Fee - 2nd loan (same transaction) [GFE #4] $150.00
Attorney Opinion [GFE #4] $200.00
Pre-Closing Gap Check - Buyer/Seller [GFE #4] $35.00/$35.00
Courier Fee (per item shipped) [GFE #4] $20.00
Incoming or Outgoing Wire Fee [GFE #4] $15.00
Document Prep [GFE #4] $15.00
Final Abstracting (Payne County) [GFE #4] $175.00

Title Insurance - See attached rate chart - [GFE #4]

If Owners title insurance is to be issued, the lender Policy Premium charged will be the listed premium for the loan amount. The Premium to be disclosed on the GFE for Owners Title Insurance Premium should be $100.00
Recording Fees [GFE #7] $13.00 - 1st page
  $2.00 each additional Page
Transfer Taxes: [GFE #8]  
Mortgage Tax is calculated as follows:  
If mortgage maturity is:  
longer than 5 years $0.10 per $100.00
longer than 4 years,l but less than 5 years $0.08 per $100.00
longer than 3 years, but less than 4 years $0.06 per $100.00
longer than 2 years, but less than 3 years $0.04 per $100.00
less than 2 years $0.02 per $100.00
Mortgage Tax Certificate Fee (all Mortgages) [GFE #8] $5.00
Documentary Stamps [GFE #8] - usually a seller expense $.75 per $500 of purchase price
   
Items to be disclosed on GFE, only if items are required in the specific transaction:
   
Title Report Within Payne Co. / *With Final Report [GFE #4] $125.00/ *$150.00
Out of County Title Report/ *With Final Report [GFE #4] $150.00/ *$200.00
Residential Contract Preparation [GFE #4] $150.00
Courtesy Closing [GFE #4] $150.00
Out of County Abstract Delivery Fee [GFE #4] $20.00
Cancellation Fee $50.00+ outstanding invoices
Non-Construction Certificate $45.00 + mileage
Traveling Fee - (in addition to closing fee) [GFE #4]  
Contiguous County $100.00
Non-Contiguous County $150.00
300 foot Report $300.00
UCC Search [GFE #4] $15.00
Title Curative Affidavits [GFE #4] beginning at $75.00
Title Curative Deed [GFE #4] $30.00 per deed
Title Curative Actions and Research[GFE #4] $30 per hour
Endorsements: [GFE #4]  
ALTA Endorse Form 8.1 (Environmental Protection Lien) Included in premium
ALTA Endorse Form 5 or 5.1 (Planned Unit Development) $100.00
ALTA Endorse Form 6,6.1 or 6.2(Variable Rate Mortagage) $100.00
ALTA Endorse Form 7 (Manufactured Housing Unit) $100.00

Alta Endorse Form 9 - Oklahoma Modified

(restrictions, Encroachments, Min.)

 $100.00
Most other endorsements are $100.00, confirmation upon request.  
   
   

**OTHER SERVICES AVAILABLE - QUOTES AVAILABLE UPON REQUEST